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Savings • CD & IRA's • Loans
Please note: all Rates are subject to change without notice. The following rates are published for informational purposes only and every effort is made to keep them up to date and accurate. Please contact the credit union if you have any questions regarding our rates.
Savings Rates
| Description |
Minimum Balance (To earn dividend shown) |
Annual Yield |
Current Rate |
Minimum Deposit |
| REGULAR SHARES (PASSBOOK) |
$25.00 |
0.90% |
0.90% |
$5.00 |
| CHRISTMAS CLUB |
$25.00 |
0.90% |
0.90% |
$5.00 |
| HIGH YIELD (MONEY MARKET) |
$2,500.00 |
1.76% |
1.75% |
$2,500.00 |
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High Yield - 2nd Tier |
$20,000.00 |
2.02% |
2.00% |
$2,500.00 |
| High Yield - 3rd Tier |
$75,000.00 |
2.27% |
2.25% |
$2,500.00 |
CD and IRA CD's (Please note: the rates listed below are for $10,000 minimum deposit. Contact the Credit Union for rates on deposits as low as $500, and special rates on deposits of $50,000 or more!) FOR A LIMITED TIME--RECEIVE OUR HIGHEST YIELD FOR THE SHORTEST TIME COMMITMENT!
| Regular CD's & IRA CD's |
Annual Percentage YIELD |
Annual Percentage Rate |
Minimum Term |
Minimum Deposit |
| 6 -11 MONTHS |
1.86% |
1.84% |
6 MONTHS |
$500.00 |
| 12 -23 MONTHS |
3.58% |
3.52% |
12 MONTHS |
$500.00 |
| 24 - 35 MONTHS |
2.88% |
2.84% |
24 MONTHS |
$500.00 |
| 36 - 47 MONTHS |
2.83% |
2.79% |
36 MONTHS |
$500.00 |
| 48 - 59 MONTHS |
2.83% |
2.79% |
48 MONTHS |
$500.00 |
| 60 MONTHS |
2.58% |
2.55% |
60 MONTHS |
$500.00 |
Loan Rate
Auto · Boats · Home Equity · Credit Cards
| Loan Types |
Description |
Annual Percentage Rate |
Apply Online |
| BOATS & RV's 5YR BALLOON |
Amortize over a 12-year period for a low, affordable payment |
6.00% - 16.50% |
Loan Calculator • Loan Application |
| BOAT & RV'S 5YR FIXED |
Pay your loan off in 5 years at one low, fixed rate term |
6.00% - 16.50% |
Loan Calculator • Loan Application |
| Loan Types |
Description |
Annual Percentage Rate |
Apply Online |
| HOME EQUITY LINE OF CREDIT |
Have credit available for whenever and whatever you need |
5.75% (Qtrly Variable Rate) |
Loan Calculator • Loan Application |
| Loan Types |
Description |
Annual Percentage Rate |
Apply Online |
| DEBT CONSOLIDATION |
Too many checks to write? Not enough to go around? See us. |
12.5% - 18.0% |
Loan Calculator • Loan Application |
Rates effective as of 07-01-2008. Rates subject to change. Contact us at 989-755-8502 or 989-797-1585.
Generations Family FCU
902 S. Washington Avenue
P.O. Box 1964
Saginaw, Michigan
48605-1964
989.797.1585
Fax: 989.797.1590
info@mysaginawcu.com
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