The Generations Family Federal Credit Union Difference!

Seeing the difference between credit unions like Generations Family Federal Credit Union and other profit-driven businesses, like banks, is really pretty simple. When you take your business to a profit-driven establishment, the people who own that establishment benefit, since your patronage increases their profits. Similarly, when you bring your financial business to the credit union, our owners benefit. But, the credit union is a not-for-profit financial cooperative owned in part by each and every one of our members. So you - the member - benefit every time someone chooses Generations Family Federal Credit Union to meet their financial needs.

You might be wondering, How do I benefit, exactly? Here's how it works. Banks pass their profits along to a select group of stockholders. But credit unions return excess earnings to members by paying higher dividend rates on savings and investment accounts, lowering interest rates on loans, and by introducing valuable new products and services. The more our members use our services, the more income we generate, which enables us to offer better rates and introduce even more new products and services.

When a credit union benefits, its members benefit, and vice versa. Credit unions are based on the philosophy of "People Helping People." At Generations Family Federal Credit Union, we put this philosophy into practice everyday in an effort to meet the daily financial needs of all our members.

For more information about the benefits of membership, please check out our convenient saving and loan products as well as our many other money and timesaving services.

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Membership Eligibility

Once you become a member of Generations Family Federal Credit Union, you are eligible to receive the many benefits that we offer and to extend those benefits to the other members of your family. Listed here are groups eligible to join Generations Family.

Post Office Employees Located in 486, 487, & 497 Zip Code Areas FAA Employees (MBS International Airport) FBI Employees in Saginaw Homeland Security Employees (Airport Security) Internal Revenue Service Employees in Saginaw Military Recruiting and Reserve Offices in Saginaw Saginaw Chamber of Commerce Employees Secret Service Employees in Saginaw Senator's and Representatives' Offices in Saginaw Social Security Administration-Saginaw Office Stevens Worldwide Van Lines Employees in Saginaw & Bay City USDA and Drug Enforcement Offices U.S.Graphite, Inc. VA Hospital Employees All Other Federal Employees Working in Saginaw Not Already Listed Retirees or Family Members of Any of These Groups

Joining the credit union is simple! Email us with your request (just be sure to let us know how we can contact you) and we will send you a very brief form to fill out and sign, or you can call, fax, or write to us. See the "Contact Us" section for more details.

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Generations Family FCU
902 S. Washington Avenue
P.O. Box 1964
Saginaw, Michigan 48605-1964
989.797.1585
Fax: 989.797.1590
info@mysaginawcu.com